Monthly Archives: August 2014

The Government has put out a consultation paper on the Flood Reinsurance (Flood Re) scheme and is asking for feedback. It would be very helpful if as many people, and particularly leaseholders, business operators and the Parish, in Braunton would take the few minutes to respond to this consultation. The Consultation can be found here. Not that the deadline for responses is 16 September. Whilst it is important that each person answers independently and does it themselves, they might find it of assistance to know that one person who has already filled it out said that the important bits are questions 13 and 16. Furthermore, his response to those questions was:

Q 13.

Box 1 remove the word ‘abnormal’ as a parameter for defining flooding as, in places like Braunton, flooding is so frequent as to be normal

Box 2 there is clear discrimination against leaseholders, many of whom will have lease agreements that put the onus on the freeholder to provide buildings insurance, which then precludes leaseholders from cover under the Flood Re scheme

Box 3 the definition of ‘dwelling’ discriminates against leaseholders

Q16

Cover should be extended to include small businesses, in other words owner operated businesses.

There is a time limit for responses to this consultation, so the sooner the better! How do you think we can best achieve this?